Boston Personal Loan in 2025

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Massachusetts Boston

Eligibility Criteria for Personal Loans

  • Valid identification document (passport, driver's license, or national ID).
  • Proof of residence (utility bill or lease agreement).
  • Recent bank statement or payslip for income verification.
  • Active bank account for fund deposit and repayment.
  • Completed application form with accurate personal details.
  • Contact information for communication (email and phone number).
  • Compliance with NGO's financial assistance guidelines.
  • Consent to a potential credit check, if applicable.

Trusted Personal Loan Lenders in Boston, MA

Discover our carefully selected, trusted personal loan lenders committed to providing reliable financial solutions tailored to your needs, ensuring transparency and security for every borrower.

Lender
User Ratings
Address
Phone
Category
Nate Moghadam | Fairway Independent Mortgage Corporation Loan Office
User Raiting:
5.00
Address: 380 W Broadway Unit 101, South Boston, MA 02127
Phone: +1 (617) 945-3632
Category: Financial institution
Buston Merchant Cash Advance
User Raiting:
5.00
Address: 723 Shawmut Ave, Boston, MA 02119
Phone: +1 (413) 324-4460
Category: Loan agency
Home Lending Advisor
User Raiting:
5.00
Address: 121 Congress St, Boston, MA 02110
Phone: +1 (617) 312-9744
Category: Financial institution
Edelstein & Co
User Raiting:
5.00
Address: 160 Federal St, Boston, MA 02110
Phone: +1 (617) 227-6161
Category: Financial institution
Hard Money Lender Direct
User Raiting:
5.00
Address: One Boston Place, Suite 2600, Boston, MA 02108
Phone: +1 (617) 981-4366
Category: Financial institution
Guaranteed Rate David H Silverman NMLS# 21963
User Raiting:
5.00
Address: 501 Boylston St, Boston, MA 02116
Phone: +1 (617) 697-0320
Category: Financial institution
Justin Brilman at Guaranteed Rate (NMLS #1137704)
User Raiting:
5.00
Address: 264 Beacon St 2nd Floor Office #1A, Boston, MA 02116
Phone: +1 (415) 696-1923
Category: Financial institution
Pendleton Financing
User Raiting:
5.00
Address: 18 Wellington St, Boston, MA 02118
Phone: +1 (617) 356-7960
Category: Loan agency
Charlie Del Torchio | Fairway Independent Mortgage Corporation
User Raiting:
5.00
Address: 37 Newbury St 6th Floor, Boston, MA 02116
Phone: +1 (978) 836-8001
Category: Financial institution
Rob Veneziano at Fairway Independent Mortgage
User Raiting:
5.00
Address: 380 W Broadway, South Boston, MA 02127
Phone: +1 (617) 797-7995
Category: Financial institution
Bryan J. Larson of Fairway Independent Mortgage
User Raiting:
5.00
Address: 380 W Broadway, Boston, MA 02127
Phone: +1 (508) 207-3023
Category: Financial institution
Paul Archibald at Guaranteed Rate (NMLS #16389)
User Raiting:
5.00
Address: 77 Sleeper Street Office 02-133 & 02-119, Boston, MA 02210
Phone: +1 (617) 286-8919
Category: Financial institution
Norfolk Capital
User Raiting:
5.00
Address: 344 Talbot Ave, Boston, MA 02124
Phone: +1 (617) 718-5363
Category: Financial institution
The Raymond C. Green Companies
User Raiting:
5.00
Address: 155 Federal St suite 1300, Boston, MA 02110
Phone: +1 (617) 947-8070
Category: Financial institution
Guild Mortgage Company
User Raiting:
5.00
Address: 91 Franklin St, Boston, MA 02110
Phone: +1 (781) 884-9263
Category: Financial institution
People's United Bank
User Raiting:
5.00
Address: 218 Cambridge St, Boston, MA 02114
Phone: +1 (617) 248-0295
Category: Bank
Newmark
User Raiting:
5.00
Address: 225 Franklin St 18th Fl., Suite 1800, Boston, MA 02110
Phone: +1 (877) 526-3562
Category: Financial institution
U.S. Bank: Donald Larsen
User Raiting:
5.00
Address: 470 Atlantic Ave 4th fl, Boston, MA 02210
Phone: +1 (617) 257-7916
Category: Financial institution
Endpoint Ventures
User Raiting:
5.00
Address: 27 Eutaw St, Boston, MA 02128
Phone: +1 (617) 383-4445
Category: Financial institution
River Works Credit Union
User Raiting:
5.00
Address: 256 Freeport St, Boston, MA 02122
Phone: +1 (617) 436-1005
Category: Credit union
OneUnited Bank
User Raiting:
5.00
Address: 100 Franklin St, Boston, MA 02110
Phone: +1 (877) 663-8648
Category: Bank
Citizens Bank
User Raiting:
4.90
Address: 73 Tremont St, Boston, MA 02108
Phone: +1 (617) 422-8295
Category: Bank
Roger Brasil at Guaranteed Rate (NMLS #481219)
User Raiting:
4.90
Address: 77 Sleeper Street Office 02-133 & 02-119, Boston, MA 02210
Phone: +1 (617) 963-6452
Category: Financial institution
Lendbuzz
User Raiting:
4.80
Address: 100 Summer St Suite 3150, Boston, MA 02110
Phone: +1 (857) 999-0250
Category: Financial institution
Forward Financing
User Raiting:
4.70
Address: 53 State St 20th Floor, Boston, MA 02109
Phone: +1 (888) 244-9099
Category: Financial institution
TD Bank
User Raiting:
4.60
Address: 24 Winter Pl, Boston, MA 02108
Phone: +1 (617) 426-4591
Category: Bank
Crowd Lending Inc.
User Raiting:
4.50
Address: 300 A St Suite 101, Boston, MA 02210
Phone: +1 (800) 975-1260
Category: Financial institution
Rockland Trust Bank
User Raiting:
4.50
Address: 10 Meridian St, East Boston, MA 02128
Phone: +1 (978) 977-6088
Category: Bank
Drew Mortgage Associates Inc
User Raiting:
4.50
Address: 232 Commercial Street # 1, Boston, MA 02109
Phone: +1 (617) 523-3060
Category: Financial institution
Bank of America Financial Center
User Raiting:
4.30
Address: 260 Hanover St, Boston, MA 02113
Phone: +1 (617) 723-1905
Category: Bank
Bain Capital
User Raiting:
4.30
Address: 200 Clarendon St, Boston, MA 02116
Phone: +1 (617) 516-2000
Category: Financial institution
Metro Credit Union
User Raiting:
4.20
Address: 922 Commonwealth Avenue, Boston, MA 02115
Phone: +1 (877) 696-3876
Category: Credit union
People's United Bank
User Raiting:
4.00
Address: 425 Boylston St, Boston, MA 02116
Phone: +1 (617) 587-9803
Category: Bank
Rockland Trust Bank
User Raiting:
4.00
Address: Andrew Square, 501 Southampton St, South Boston, MA 02127
Phone: +1 (857) 524-1203
Category: Bank
HarborOne Bank
User Raiting:
4.00
Address: 64 Broad St, Boston, MA 02109
Phone: +1 (617) 226-3710
Category: Bank
East Boston Savings Bank
User Raiting:
4.00
Address: 1614 Tremont St, Boston, MA 02120
Phone: +1 (800) 657-3272
Category: Bank
Central Square Check Cashing
User Raiting:
4.00
Address: 230 Meridian St, Boston, MA 02128
Phone: +1 (617) 561-4863
Category: Check cash
Mass Bay Credit Union
User Raiting:
3.90
Address: 409 D St, Boston, MA 02210
Phone: +1 (617) 269-2700
Category: Credit union
Eastern Bank
User Raiting:
3.90
Address: 1906 Dorchester Ave, Boston, MA 02124
Phone: +1 (617) 929-1906
Category: Bank
South Boston Check Cashing Inc.
User Raiting:
3.90
Address: 309 Old Colony Ave, South Boston, MA 02127
Phone: +1 (617) 269-3031
Category: Check cash
Metro Credit Union
User Raiting:
3.80
Address: 100 City Hall Plaza, Boston, MA 02108
Phone: +1 (877) 696-3876
Category: Credit union
Commonwealth Land Trust
User Raiting:
3.80
Address: 1059 Tremont St Suite 2, Boston, MA 02120
Phone: +1 (617) 445-4075
Category: Financial institution
Rockland Trust Bank
User Raiting:
3.80
Address: 856 Bennington St, East Boston, MA 02128
Phone: +1 (617) 567-5566
Category: Bank
Northeast Bank
User Raiting:
3.80
Address: 200 Berkeley St, Boston, MA 02116
Phone: +1 (617) 585-3200
Category: Financial institution
Santander Bank Branch
User Raiting:
3.70
Address: 800 Boylston St, Boston, MA 02199
Phone: +1 (617) 236-2901
Category: Bank
Baystate Financial
User Raiting:
3.70
Address: 200 Clarendon St 19th floor, Boston, MA 02116
Phone: +1 (617) 585-4500
Category: Financial institution
TD Bank
User Raiting:
3.70
Address: 1 Union St, Boston, MA 02108
Phone: +1 (617) 532-9330
Category: Bank
Brookline Bank
User Raiting:
3.70
Address: 131 Clarendon St, Boston, MA 02116
Phone: +1 (617) 425-4650
Category: Bank
Chase Bank
User Raiting:
3.70
Address: 31 William C Kelly Square, East Boston, MA 02128
Phone: +1 (857) 574-3738
Category: Bank
Chase Bank
User Raiting:
3.60
Address: 701 Centre St, Boston, MA 02130
Phone: +1 (617) 390-2441
Category: Bank
People's United Bank
User Raiting:
3.60
Address: 800 Boylston St, Boston, MA 02199
Phone: +1 (617) 536-1604
Category: Bank
Bank of America Financial Center
User Raiting:
3.60
Address: 557 Tremont St, Boston, MA 02118
Phone: +1 (617) 262-0331
Category: Bank
First Republic Bank
User Raiting:
3.50
Address: 160 Federal St, Boston, MA 02110
Phone: +1 (888) 408-0288
Category: Bank
Putnam Investments
User Raiting:
3.50
Address: 100 Federal St, Boston, MA 02110
Phone: +1 (617) 292-1000
Category: Financial institution
Santander Bank Branch
User Raiting:
3.50
Address: 437 Rutherford Ave, Boston, MA 02129
Phone: +1 (617) 242-2182
Category: Bank
Rockland Trust Bank
User Raiting:
3.50
Address: 1 Bennington St, East Boston, MA 02128
Phone: +1 (978) 977-6082
Category: Bank
Santander Bank Branch
User Raiting:
3.50
Address: 2 Meridian St, East Boston, MA 02128
Phone: +1 (617) 567-2358
Category: Bank
Citizens Bank
User Raiting:
3.40
Address: 1628 Tremont St, Boston, MA 02120
Phone: +1 (617) 566-8076
Category: Bank
Citizens Bank
User Raiting:
3.10
Address: 580 Washington St, Boston, MA 02111
Phone: +1 (617) 292-4889
Category: Bank
Bank of America Financial Center
User Raiting:
3.10
Address: 333 Longwood Ave, Boston, MA 02115
Phone: +1 (617) 566-1794
Category: Bank
loanDepot
User Raiting:
3.00
Address: 671 Tremont St STE 1, Boston, MA 02118
Phone: +1 (617) 896-1827
Category: Financial institution
Commonwealth Equity Funding
User Raiting:
3.00
Address: 12 Ericsson St, Boston, MA 02122
Phone: +1 (877) 233-9039
Category: Financial institution
Citizens Bank
User Raiting:
3.00
Address: One Financial Center, Boston, MA 02111
Phone: +1 (617) 423-0900
Category: Bank
Harvard University Employees Credit Union
User Raiting:
3.00
Address: 55 Fruit St, Boston, MA 02114
Phone: +1 (617) 726-1630
Category: Credit union
Rockland Trust Bank
User Raiting:
3.00
Address: 1134 Washington St, Boston, MA 02118
Phone: +1 (857) 524-1655
Category: Bank
Metro Credit Union
User Raiting:
2.90
Address: 1071 Massachusetts Ave, Boston, MA 02118
Phone: +1 (877) 696-3876
Category: Credit union
Citizens Bank
User Raiting:
2.90
Address: 28 State St, Boston, MA 02109
Phone: +1 (617) 725-5900
Category: Bank
Radius Bank
User Raiting:
2.60
Address: 1 Harbor St, Boston, MA 02110
Phone: +1 (800) 242-0272
Category: Bank
People's United Bank
User Raiting:
2.40
Address: 50 Milk St, Boston, MA 02109
Phone: +1 (617) 292-5111
Category: Bank
Northeastern University Federal Credit Union
User Raiting:
2.30
Address: 360 Huntington Ave, Boston, MA 02115
Phone: +1 (617) 373-2900
Category: Credit union
Berkshire Bank
User Raiting:
2.00
Address: 121 Congress St, Boston, MA 02110
Phone: +1 (617) 451-1941
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.00
Address: 1219 River St, Boston, MA 02136
Phone: +1 (617) 361-3985
Category: Bank
Guaranteed Rate
User Raiting:
1.00
Address: 75 State St 1st Floor Office 2030, Boston, MA 02109
Category: Financial institution
View More

What Are the Alternatives for Short-term Loans in Boston?

Explore safer financial options than payday loans, including credit unions, installment loans, and community assistance programs, to help manage financial challenges with more manageable terms and lower interest rates.

Quick Installment Loans

Quick installment loans are borrowed funds repaid over time with scheduled payments; suitable for larger expenses, providing predictable payments and potentially lower interest rates compared to short-term options.

Instant Cash Loans

Instant cash loans offer small, short-term borrowing with minimal approval time, helping you cover urgent financial needs quickly but often with higher interest rates than other loan types.

Online Title Loans

Online title loans allow borrowers to secure funds using their vehicle as collateral, providing fast access but risking vehicle repossession if unable to repay but often without a credit check.

Emergency Loans No Credit Check

Emergency loans with no credit check help address unexpected expenses swiftly, often without rigorous credit evaluations, ensuring accessibility but typically at a higher cost and interest rate.

Payday Loans Online

Payday loans online offer short-term, high-interest credit due by next paycheck, useful for bridging immediate financial gaps but risky due to high fees and potential debt cycle.

Guaranteed P2P Loans

Guaranteed P2P (Peer-to-Peer) loans facilitate personal borrowing from individuals rather than banks, often with favorable terms but requiring trust in the lending platform's reputation and processes.

Debt Consolidation Loans Fast

Fast debt consolidation loans combine multiple debts into one payment with potentially lower interest; aligning repayments to streamline finances, reducing the burden of juggling various loans.

Bad Credit Loans Guaranteed

Guaranteed bad credit loans offer funding to those with low credit scores, providing essential financial lifelines while often accompanied by higher interest to offset lender risk.

How to Use Personal Loans - Useful Resources

Explore effective strategies for utilizing personal loans responsibly. Access valuable resources to make informed financial decisions and ensure a secure borrowing experience for your immediate monetary needs.

Industry
Address
Phone
Car Repair and Service
Address: 1115 Washington Street, Boston, MA 02118
Phone: +1 (617) 338-7060
Car Wash
Address: 26 Park Plaza, Boston, MA 02116
Phone: +1 (617) 338-7300
Club & Association
Address: 1 Legends Way, Boston, MA 02114
Phone: +1 (617) 367-5806
Community Center
Address: 110 Chauncy Street, Boston, MA 02111
Phone: +1 (617) 292-6211
Concert Hall
Address: 301 Massachusetts Ave, Boston, MA 02115
-
Government Office
Address: 384 Congress Street, Boston, MA 02210
Phone: +1 (888) 900-9922
Hospital
Address: 30-32 Lancaster Street, Boston, MA 02114
-
Movie Theater
Address: 175 Tremont Street, Boston, MA 02111
Phone: +1 (617) 423-5801
Museum
Address: 21 Dry Dock Avenue, Boston, MA 02210
Phone: +1 (617) 951-0900
Pharmacy
Address: 800 Washington Street, Boston, MA 02111
Phone: +1 (617) 636-5000
Rent-a-Car Facility
Address: 985 Massachusetts Avenue, Boston, MA 02118
Phone: +1 (800) 856-4565
Specialist
Address: 175 Cambridge Street, Boston, MA 02114
Phone: +1 (617) 523-7006
Tourist Information Office
Address: 415 Summer Street, Boston, MA 02210
-
Veterinarian
Address: 505 Congress Street, Boston, MA 02210
Phone: +1 (857) 362-8672

How to Get to Boston

Complaints about Short-Term Loans in Massachusetts

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
110
Problem when making payments
57
Problem with the payoff process at the end of the loan
54
Struggling to pay your loan
52
Charged fees or interest I didn't expect
38
Getting the loan
34
Incorrect information on your report
19
Getting a line of credit
17
Problem with additional add-on products or services
15
Can't contact lender
11
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Boston

If you need to submit a complaint against a payday lender in Massachusetts, the primary regulatory body is the Massachusetts Division of Banks. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Massachusetts Division of Banks, 1000 Washington Street, 10th Floor, Boston, MA 02118-6400
  • (617) 956-1500
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Massachusetts?

No, payday loans are not legal in Massachusetts. The state has stringent laws and regulations in place that prohibit payday lending to protect consumers from predatory practices and high interest rates. These regulations are designed to safeguard the financial well-being of Massachusetts residents.

Why are Payday Loans Prohibited?

Payday loans are prohibited in Massachusetts due to concerns about the harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Massachusetts offers various alternatives for individuals facing short-term financial needs. These alternatives prioritize responsible lending practices and borrower protection. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies.

Can Out-of-State Lenders Offer Payday Loans?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Massachusetts. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan in Massachusetts?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Massachusetts. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Massachusetts Division of Banks. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Massachusetts Division of Banks. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Massachusetts.

Massachusetts Personal Loans Near Me

Abington Acton Acushnet Adams Agawam Allston Amesbury Amherst Andover Arlington Ashburnham Ashfield Ashland Assonet Athol Attleboro Auburn Auburndale Avon Ayer Baldwinville Barnstable Barre Beach Bedford Belchertown Bellingham Belmont Berkley Berlin Beverly Billerica Blackstone Bolton Boston Bourne Boxborough Boxford Boylston Bradford Braintree Brant Rock Brewster Bridgewater Brighton Brimfield Brockton Brookfield Brookline Burlington Buzzards Bay Cambridge Canton Carlisle Carver Cataumet Centerville Charlestown Charlton Chatham Chelmsford Chelsea Chestnut Hill Chicopee Chilmark Clinton Cohasset Concord Dalton Danvers Dartmouth Dedham Dennis Dennis Port Devens Dighton Dorchester Dorchester Center Douglas Dracut Dudley Duxbury East Bridgewater East Brookfield East Dennis East Falmouth East Freetown East Longmeadow East Otis East Sandwich East Walpole East Wareham Easthampton Easton Edgartown Essex Everett Fairhaven Fall River Falmouth Feeding Hills Fiskdale Fitchburg Florence Foxborough Framingham Franklin Gardner Georgetown Gloucester Grafton Granby Great Barrington Greenfield Groton Groveland Hadley Halifax Hamilton Hampden Hanover Hanscom Afb Hanson Harwich Harwich Port Haverhill Hills Hingham Holbrook Holden Holliston Holyoke Hopedale Hopkinton Hubbardston Hudson Huntington Hyannis Hyde Park Indian Orchard Ipswich Jamaica Plain Kingston Lakeville Lancaster Lanesborough Lawrence Lee Leeds Leicester Lenox Leominster Lexington Lincoln Littleton Longmeadow Lowell Ludlow Lunenburg Lynn Lynnfield Malden Manchester by the sea Mansfield Marblehead Marion Marlborough Marshfield Marstons Mills Mashpee Mattapan Mattapoisett Maynard Medfield Medford Medway Melrose Mendon Merrimac Methuen Middleborough Middleton Milford Millbury Millis Milton Mission Hill Monson Montague Nahant Nantucket Natick Needham Needham Heights New Bedford New Braintree Newbury Newburyport Newton Newton Centre Newton Highlands Newton Lower Falls Newton Upper Falls Newtonville Nonantum Norfolk North Adams North Andover North Attleborough North Billerica North Brookfield North Chatham North Chelmsford North Dartmouth North Dighton North Eastham North Easton North Falmouth North Grafton North Reading North Truro North Waltham North Weymouth Northampton Northborough Northbridge Norton Norwell Norwood Oak Bluffs Orange Orleans Osterville Otis Oxford Palmer Paxton Peabody Pembroke Pepperell Pittsfield Plainville Plymouth Plympton Pocasset Princeton Provincetown Quincy Randolph Raynham Reading Rehoboth Revere Richmond River Rockland Rockport Roslindale Rowley Roxbury Russell Rutland Sagamore Beach Salem Salisbury Sandwich Saugus Scituate Seekonk Sharon Shelburne Falls Sherborn Shirley Shrewsbury Somerset Somerville South Dartmouth South Deerfield South Dennis South Easton South Egremont South Grafton South Hadley South Hamilton South Yarmouth Southampton Southborough Southbridge Southwick Spencer Springfield Sterling Stoneham Stoughton Stow Sturbridge Sudbury Sunderland Sutton Swampscott Swansea Taunton Teaticket Tewksbury Three Rivers Topsfield Townsend Truro Turners Falls Tyngsborough Upton Uxbridge Vineyard Haven Waban Wakefield Walpole Waltham Ware Wareham Watertown Wayland Webster Wellesley Wellesley Hills Wellfleet Wenham West Barnstable West Boylston West Bridgewater West Brookfield West Chatham West Dennis West Newbury West Newton West Roxbury West Springfield West Stockbridge West Tisbury West Wareham West Yarmouth Westborough Westfield Westford Westminster Weston Westport Westwood Weymouth Whately Whitinsville Whitman Wilbraham Williamsburg Williamstown Wilmington Winchendon Winchester Winthrop Woburn Woods Hole Worcester Wrentham Yarmouth Yarmouth Port