Leominster Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Massachusetts.

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Massachusetts Leominster

Eligibility Criteria for Personal Loans

  • Must be a registered member of the NGO.
  • Proof of consistent participation in NGO activities over the last six months.
  • A recommendation letter from a senior member or coordinator.
  • Valid identification documents (national ID or passport).
  • Completed application form available on the NGO's website.
  • Proof of emergency or urgent financial need.
  • Commitment to adhere to our repayment plan and guidelines.
  • Consent to terms and conditions associated with the cash advance.

Trusted Personal Loan Lenders in Leominster, MA

Discover our carefully selected Trusted Personal Loan lenders committed to offering transparent, reliable, and accessible financial solutions tailored to meet your unique needs and empower your future.

Lender
User Ratings
Address
Phone
Category
Sophia Bell - Total Mortgage, NMLS #655065
User Raiting:
5.00
Address: 975 Merriam Ave Suite 212, Leominster, MA 01453
Phone: +1 (978) 870-7152
Category: Financial institution
Leominster Employees Federal Credit Union
User Raiting:
5.00
Address: 24 Church St, Leominster, MA 01453
Phone: +1 (978) 534-0240
Category: Financial institution
Total Mortgage
User Raiting:
4.90
Address: 975 Merriam Ave Suite 212, Leominster, MA 01453
Phone: +1 (978) 401-3670
Category: Financial institution
Avidia Bank
User Raiting:
4.50
Address: 470 Lancaster St, Leominster, MA 01453
Phone: +1 (978) 466-8560
Category: Bank
Enterprise Bank
User Raiting:
4.00
Address: 65 Main St, Leominster, MA 01453
Phone: +1 (978) 596-2264
Category: Bank
TD Bank
User Raiting:
3.50
Address: 15 Monument Square, Leominster, MA 01453
Phone: +1 (978) 537-4377
Category: Bank
Leominster Credit Union
User Raiting:
3.40
Address: 1316 Main St, Leominster, MA 01453
Phone: +1 (978) 537-8021
Category: Credit union
Leominster Credit Union
User Raiting:
3.10
Address: 20 Adams St, Leominster, MA 01453
Phone: +1 (978) 537-8021
Category: Credit union
GFA Federal Credit Union
User Raiting:
2.70
Address: 866 Merriam Ave, Leominster, MA 01453
Phone: +1 (978) 537-0900
Category: Financial institution
Bank of America (with Drive-thru ATM)
User Raiting:
2.10
Address: 1 Main St, Leominster, MA 01453
Phone: +1 (978) 840-8321
Category: Bank
Leominster Finance Corporation
User Raiting:
1.00
Address: 75 Water St, Leominster, MA 01453
Phone: +1 (978) 537-0796
Category: Loan agency
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What Are the Alternatives for Short-term Loans in Leominster?

Explore various financial solutions that offer safer, more sustainable alternatives to payday loans, helping you manage expenses without falling into cycles of debt and financial strain.

Installment Loans Fast

Installment loans are repaid through regular, scheduled payments over a set term, offering a structured way to manage debt and finances.

Instant Cash Loans

Instant cash loans provide a rapid financial solution, offering quick access to funds for immediate needs without extensive application processes.

Title Loans Quick

Quick title loans use your vehicle's title as collateral, allowing you to borrow money while still driving your car, often without a lengthy approval process.

Emergency Loans Online

Online emergency loans are designed to cover unforeseen expenses or urgent financial needs, providing fast access to funds during critical situations.

No Credit Check Payday Loans Online

Payday loans online with no credit check offer short-term financial assistance, depositing funds directly into your account to help bridge income gaps.

Guaranteed P2P Loans

Guaranteed peer-to-peer (P2P) loans connect borrowers with individual lenders through an online platform, offering flexible loan options without traditional bank involvement.

Debt Consolidation Loans Quick

Quick debt consolidation loans streamline multiple debts into a single monthly payment, often at a lower interest rate, simplifying financial management.

Bad Credit Loans No Credit Check

Bad credit loans with no credit check provide borrowing options for individuals with poor credit histories, focusing on alternative approval criteria.

How to Use Personal Loans - Useful Resources

Explore our comprehensive guide on utilizing personal loans effectively, with valuable resources to manage finances and make informed borrowing decisions. Empower your financial journey today.

Industry
Address
Phone
Car Repair and Service
Address: 12 North Main Street, Leominster, MA 01453
Phone: +1 (978) 534-7000
Car Wash
Address: 45 Sage Avenue, Leominster, MA 01453
Phone: +1 (978) 840-8195
Club & Association
Address: 134 North Main Street, Leominster, MA 01453
Phone: +1 (978) 534-8737
College/University
Address: 100 Erdman Way, Leominster, MA 01453
Phone: +1 (978) 840-3221
Community Center
Address: 55 Cinema Boulevard, Leominster, MA 01453
Phone: +1 (978) 401-3100
Dentist
Address: 81 West Street, Leominster, MA 01453
Phone: +1 (978) 534-9216
Doctor
Address: 241 North Main Street, Leominster, MA 01453
-
Fast Food
Address: 859 Merriam Avenue, Leominster, MA 01453
Phone: +1 (978) 534-3342
Government Office
Address: 37 Carter Street, Leominster, MA 01453
Phone: +1 (978) 962-3331
Hospital
Address: 60 Hospital Road, Leominster, MA 01453
Phone: +1 (978) 466-2000
Hotel
Address: 99 Erdman Way, Leominster, MA 01453
Phone: +1 (978) 534-9000
Library
Address: 118 Main Street, Leominster, MA 01453
Phone: +1 (978) 874-7416
Museum
Address: 155 Hamilton Street, Leominster, MA 01453
Phone: +1 (978) 751-8280
Newsagents & Tobacconists
Address: 287 Whitney Street, Leominster, MA 01453
Phone: +1 (978) 728-4107
Pharmacy
Address: 9 Nelson Street, Leominster, MA 01453
Phone: +1 (978) 840-8343

How to Get to Leominster

Complaints about Short-Term Loans in Massachusetts

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
110
Problem when making payments
57
Problem with the payoff process at the end of the loan
54
Struggling to pay your loan
52
Charged fees or interest I didn't expect
38
Getting the loan
34
Incorrect information on your report
19
Getting a line of credit
17
Problem with additional add-on products or services
15
Can't contact lender
11
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Leominster

If you need to submit a complaint against a payday lender in Massachusetts, the primary regulatory body is the Massachusetts Division of Banks. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Massachusetts Division of Banks, 1000 Washington Street, 10th Floor, Boston, MA 02118-6400
  • (617) 956-1500
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Massachusetts?

No, payday loans are not legal in Massachusetts. The state has stringent laws and regulations in place that prohibit payday lending to protect consumers from predatory practices and high interest rates. These regulations are designed to safeguard the financial well-being of Massachusetts residents.

Why are Payday Loans Prohibited?

Payday loans are prohibited in Massachusetts due to concerns about the harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Massachusetts offers various alternatives for individuals facing short-term financial needs. These alternatives prioritize responsible lending practices and borrower protection. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies.

Can Out-of-State Lenders Offer Payday Loans?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Massachusetts. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan in Massachusetts?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Massachusetts. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Massachusetts Division of Banks. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Massachusetts Division of Banks. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Massachusetts.

Massachusetts Personal Loans Near Me

Abington Acton Acushnet Adams Agawam Allston Amesbury Amherst Andover Arlington Ashburnham Ashfield Ashland Assonet Athol Attleboro Auburn Auburndale Avon Ayer Baldwinville Barnstable Barre Beach Bedford Belchertown Bellingham Belmont Berkley Berlin Beverly Billerica Blackstone Bolton Boston Bourne Boxborough Boxford Boylston Bradford Braintree Brant Rock Brewster Bridgewater Brighton Brimfield Brockton Brookfield Brookline Burlington Buzzards Bay Cambridge Canton Carlisle Carver Cataumet Centerville Charlestown Charlton Chatham Chelmsford Chelsea Chestnut Hill Chicopee Chilmark Clinton Cohasset Concord Dalton Danvers Dartmouth Dedham Dennis Dennis Port Devens Dighton Dorchester Dorchester Center Douglas Dracut Dudley Duxbury East Bridgewater East Brookfield East Dennis East Falmouth East Freetown East Longmeadow East Otis East Sandwich East Walpole East Wareham Easthampton Easton Edgartown Essex Everett Fairhaven Fall River Falmouth Feeding Hills Fiskdale Fitchburg Florence Foxborough Framingham Franklin Gardner Georgetown Gloucester Grafton Granby Great Barrington Greenfield Groton Groveland Hadley Halifax Hamilton Hampden Hanover Hanscom Afb Hanson Harwich Harwich Port Haverhill Hills Hingham Holbrook Holden Holliston Holyoke Hopedale Hopkinton Hubbardston Hudson Huntington Hyannis Hyde Park Indian Orchard Ipswich Jamaica Plain Kingston Lakeville Lancaster Lanesborough Lawrence Lee Leeds Leicester Lenox Leominster Lexington Lincoln Littleton Longmeadow Lowell Ludlow Lunenburg Lynn Lynnfield Malden Manchester by the sea Mansfield Marblehead Marion Marlborough Marshfield Marstons Mills Mashpee Mattapan Mattapoisett Maynard Medfield Medford Medway Melrose Mendon Merrimac Methuen Middleborough Middleton Milford Millbury Millis Milton Mission Hill Monson Montague Nahant Nantucket Natick Needham Needham Heights New Bedford New Braintree Newbury Newburyport Newton Newton Centre Newton Highlands Newton Lower Falls Newton Upper Falls Newtonville Nonantum Norfolk North Adams North Andover North Attleborough North Billerica North Brookfield North Chatham North Chelmsford North Dartmouth North Dighton North Eastham North Easton North Falmouth North Grafton North Reading North Truro North Waltham North Weymouth Northampton Northborough Northbridge Norton Norwell Norwood Oak Bluffs Orange Orleans Osterville Otis Oxford Palmer Paxton Peabody Pembroke Pepperell Pittsfield Plainville Plymouth Plympton Pocasset Princeton Provincetown Quincy Randolph Raynham Reading Rehoboth Revere Richmond River Rockland Rockport Roslindale Rowley Roxbury Russell Rutland Sagamore Beach Salem Salisbury Sandwich Saugus Scituate Seekonk Sharon Shelburne Falls Sherborn Shirley Shrewsbury Somerset Somerville South Dartmouth South Deerfield South Dennis South Easton South Egremont South Grafton South Hadley South Hamilton South Yarmouth Southampton Southborough Southbridge Southwick Spencer Springfield Sterling Stoneham Stoughton Stow Sturbridge Sudbury Sunderland Sutton Swampscott Swansea Taunton Teaticket Tewksbury Three Rivers Topsfield Townsend Truro Turners Falls Tyngsborough Upton Uxbridge Vineyard Haven Waban Wakefield Walpole Waltham Ware Wareham Watertown Wayland Webster Wellesley Wellesley Hills Wellfleet Wenham West Barnstable West Boylston West Bridgewater West Brookfield West Chatham West Dennis West Newbury West Newton West Roxbury West Springfield West Stockbridge West Tisbury West Wareham West Yarmouth Westborough Westfield Westford Westminster Weston Westport Westwood Weymouth Whately Whitinsville Whitman Wilbraham Williamsburg Williamstown Wilmington Winchendon Winchester Winthrop Woburn Woods Hole Worcester Wrentham Yarmouth Yarmouth Port