Fall River Personal Loan in 2025

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Massachusetts Fall River

Eligibility Criteria for Personal Loans

  • Applicant must be at least 18 years old.
  • Valid government-issued ID required for verification.
  • Proof of steady income or employment necessary.
  • Active bank account for direct fund transfer.
  • Contact details, including phone number and email, must be provided.
  • Residential address verification with recent utility bill.
  • No outstanding loans or defaults within the last 12 months.
  • Consent to a soft credit check as part of the assessment process.

Trusted Personal Loan Lenders in Fall River, MA

Explore our handpicked list of trusted personal loan lenders, committed to offering transparent terms and competitive rates to support your financial goals with confidence and peace of mind.

Lender
User Ratings
Address
Phone
Category
Santo Christo Federal CU
User Raiting:
5.00
Address: 149 Columbia St, Fall River, MA 02721
Phone: +1 (508) 673-9210
Category: Financial institution
BayCoast Bank
User Raiting:
5.00
Address: 310 Airport Rd, Fall River, MA 02720
Phone: +1 (508) 678-7641
Category: Financial institution
BayCoast Bank
User Raiting:
4.60
Address: 1485 Pleasant St, Fall River, MA 02723
Phone: +1 (508) 678-7641
Category: Bank
The Check Place
User Raiting:
4.60
Address: 1433 S Main St, Fall River, MA 02724
Phone: +1 (508) 673-2950
Category: Check cash
BankFive
User Raiting:
4.50
Address: 55 13th St, Fall River, MA 02720
Phone: +1 (774) 888-6240
Category: Bank
Southcoast Federal Credit Union
User Raiting:
4.50
Address: 363 Highland Ave, Fall River, MA 02720
Phone: +1 (508) 974-9050
Category: Credit union
Santander Bank Branch
User Raiting:
4.50
Address: 141 N Main St, Fall River, MA 02720
Phone: +1 (508) 646-5500
Category: Bank
BankFive
User Raiting:
4.20
Address: 1604 President Ave, Fall River, MA 02720
Phone: +1 (774) 888-6430
Category: Bank
Citizens Bank Supermarket Branch
User Raiting:
4.00
Address: 333 Mariano Bishop Blvd, Fall River, MA 02721
Phone: +1 (508) 646-0043
Category: Bank
Bristol County Savings Bank (ITM - Extended Hours)
User Raiting:
4.00
Address: 215 Pleasant St, Fall River, MA 02723
Phone: +1 (508) 673-1511
Category: Bank
BayCoast Bank
User Raiting:
4.00
Address: 335 Stafford Rd, Fall River, MA 02721
Phone: +1 (508) 678-7641
Category: Bank
BayCoast Bank
User Raiting:
3.90
Address: 490 Robeson St, Fall River, MA 02720
Phone: +1 (508) 678-7641
Category: Bank
BankFive
User Raiting:
3.80
Address: 4171 N Main St, Fall River, MA 02720
Phone: +1 (774) 888-6410
Category: Bank
Rockland Trust Bank
User Raiting:
3.50
Address: 855 Brayton Ave, Fall River, MA 02721
Phone: +1 (508) 732-3748
Category: Bank
BankFive
User Raiting:
3.40
Address: 79 N Main St, Fall River, MA 02720
Phone: +1 (774) 888-6100
Category: Bank
BankFive
User Raiting:
3.30
Address: 1501 S Main St, Fall River, MA 02724
Phone: +1 (774) 888-6260
Category: Bank
Norcom Mortgage
User Raiting:
3.00
Address: 1 N Main St, Fall River, MA 02720
Phone: +1 (508) 672-0005
Category: Financial institution
First Ford Service
User Raiting:
2.00
Address: 292 William S Canning Blvd, Fall River, MA 02721
Phone: +1 (508) 730-1000
Category: Financial institution
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What Are the Alternatives for Short-term Loans in Fall River?

Discover safer, more affordable financial solutions than payday loans, including credit unions, personal loans, budgeting, and assistance programs, to achieve long-term stability and financial health.

Instant Installment Loans

Instant Installment loans offer borrowers a fixed amount of money repaid over time in regular installments, providing a predictable repayment schedule.

Fast Cash Loans

Fast Cash loans provide quick access to funds for short-term financial needs, typically requiring repayment within two weeks to a month.

Online Title Loans

Online Title loans require the borrower to use their vehicle title as collateral, offering a quick option for obtaining needed funds.

Emergency Loans Guaranteed

Emergency loans Guaranteed provide fast financial assistance in urgent situations, often with flexible repayment terms to ease immediate financial stress.

Payday Loans Online

Payday loans Online offer a convenient method to receive short-term funds through digital platforms, quickly deposited into the borrower’s bank account.

No Credit Check P2P Loans

No Credit Check Peer-to-Peer (P2P) loans allow individuals to borrow directly from other individuals, often with competitive interest rates.

Quick Debt Consolidation Loans

Quick Debt Consolidation loans combine multiple debt payments into one, simplifying repayment and often offering lower interest rates.

Bad Credit Loans Fast

Bad Credit loans Fast offer financing options for individuals with poor credit scores, providing access to funds despite credit challenges.

How to Use Personal Loans - Useful Resources

Discover effective strategies and valuable resources on how to utilize personal loans responsibly. Empower yourself with knowledge for financial stability and informed decision-making through our comprehensive guide.

Industry
Address
Phone
Bodyshop
Address: 155 Williston Street, Fall River, MA 02721
Phone: +1 (508) 679-4690
Car Wash
Address: 1414 Plymouth Avenue, Fall River, MA 02721
Phone: +1 (508) 676-2269
Club & Association
Address: 199 South Main Street, Fall River, MA 02721
Phone: +1 (508) 678-1996
College/University
Address: 288 Plymouth Avenue, Fall River, MA 02721
Phone: +1 (508) 536-5366
Community Center
Address: 114 South Main Street, Fall River, MA 02721
Phone: +1 (508) 324-2715
Dentist
Address: 4144 North Main Street, Fall River, MA 02720
Phone: +1 (508) 673-0077
Fitness Club & Center
Address: 75 Ferry Street, Fall River, MA 02721
Phone: +1 (508) 567-5523
General Practitioner
Address: 1429 Pleasant Street, Fall River, MA 02723
Phone: +1 (800) 696-8365
Government Office
Address: 1831 Bedford Street, Fall River, MA 02723
Phone: +1 (508) 324-2725
Hardware Store
Address: 821 Cambridge Street, Fall River, MA 02721
Phone: +1 (508) 679-6431
Hospital
Address: 387 Quarry Street, Fall River, MA 02723
Phone: +1 (508) 324-9300
Hotel
Address: 360 Airport Road, Fall River, MA 02720
Phone: +1 (508) 672-0011
Library
Address: 186 South Main Street, Fall River, MA 02721
Phone: +1 (508) 491-3475
Local Post Office
Address: 1460 South Main Street, Fall River, MA 02724
Phone: +1 (800) 275-8777
Museum
Address: 441 North Main Street, Fall River, MA 02720
Phone: +1 (508) 672-0033

How to Get to Fall River

Complaints about Short-Term Loans in Massachusetts

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
110
Problem when making payments
57
Problem with the payoff process at the end of the loan
54
Struggling to pay your loan
52
Charged fees or interest I didn't expect
38
Getting the loan
34
Incorrect information on your report
19
Getting a line of credit
17
Problem with additional add-on products or services
15
Can't contact lender
11
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Fall River

If you need to submit a complaint against a payday lender in Massachusetts, the primary regulatory body is the Massachusetts Division of Banks. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Massachusetts Division of Banks, 1000 Washington Street, 10th Floor, Boston, MA 02118-6400
  • (617) 956-1500
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal in Massachusetts?

No, payday loans are not legal in Massachusetts. The state has stringent laws and regulations in place that prohibit payday lending to protect consumers from predatory practices and high interest rates. These regulations are designed to safeguard the financial well-being of Massachusetts residents.

Why are Payday Loans Prohibited?

Payday loans are prohibited in Massachusetts due to concerns about the harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Massachusetts offers various alternatives for individuals facing short-term financial needs. These alternatives prioritize responsible lending practices and borrower protection. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies.

Can Out-of-State Lenders Offer Payday Loans?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Massachusetts. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan in Massachusetts?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Massachusetts. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Massachusetts Division of Banks. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Massachusetts Division of Banks. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Massachusetts.

Massachusetts Personal Loans Near Me

Abington Acton Acushnet Adams Agawam Allston Amesbury Amherst Andover Arlington Ashburnham Ashfield Ashland Assonet Athol Attleboro Auburn Auburndale Avon Ayer Baldwinville Barnstable Barre Beach Bedford Belchertown Bellingham Belmont Berkley Berlin Beverly Billerica Blackstone Bolton Boston Bourne Boxborough Boxford Boylston Bradford Braintree Brant Rock Brewster Bridgewater Brighton Brimfield Brockton Brookfield Brookline Burlington Buzzards Bay Cambridge Canton Carlisle Carver Cataumet Centerville Charlestown Charlton Chatham Chelmsford Chelsea Chestnut Hill Chicopee Chilmark Clinton Cohasset Concord Dalton Danvers Dartmouth Dedham Dennis Dennis Port Devens Dighton Dorchester Dorchester Center Douglas Dracut Dudley Duxbury East Bridgewater East Brookfield East Dennis East Falmouth East Freetown East Longmeadow East Otis East Sandwich East Walpole East Wareham Easthampton Easton Edgartown Essex Everett Fairhaven Fall River Falmouth Feeding Hills Fiskdale Fitchburg Florence Foxborough Framingham Franklin Gardner Georgetown Gloucester Grafton Granby Great Barrington Greenfield Groton Groveland Hadley Halifax Hamilton Hampden Hanover Hanscom Afb Hanson Harwich Harwich Port Haverhill Hills Hingham Holbrook Holden Holliston Holyoke Hopedale Hopkinton Hubbardston Hudson Huntington Hyannis Hyde Park Indian Orchard Ipswich Jamaica Plain Kingston Lakeville Lancaster Lanesborough Lawrence Lee Leeds Leicester Lenox Leominster Lexington Lincoln Littleton Longmeadow Lowell Ludlow Lunenburg Lynn Lynnfield Malden Manchester by the sea Mansfield Marblehead Marion Marlborough Marshfield Marstons Mills Mashpee Mattapan Mattapoisett Maynard Medfield Medford Medway Melrose Mendon Merrimac Methuen Middleborough Middleton Milford Millbury Millis Milton Mission Hill Monson Montague Nahant Nantucket Natick Needham Needham Heights New Bedford New Braintree Newbury Newburyport Newton Newton Centre Newton Highlands Newton Lower Falls Newton Upper Falls Newtonville Nonantum Norfolk North Adams North Andover North Attleborough North Billerica North Brookfield North Chatham North Chelmsford North Dartmouth North Dighton North Eastham North Easton North Falmouth North Grafton North Reading North Truro North Waltham North Weymouth Northampton Northborough Northbridge Norton Norwell Norwood Oak Bluffs Orange Orleans Osterville Otis Oxford Palmer Paxton Peabody Pembroke Pepperell Pittsfield Plainville Plymouth Plympton Pocasset Princeton Provincetown Quincy Randolph Raynham Reading Rehoboth Revere Richmond River Rockland Rockport Roslindale Rowley Roxbury Russell Rutland Sagamore Beach Salem Salisbury Sandwich Saugus Scituate Seekonk Sharon Shelburne Falls Sherborn Shirley Shrewsbury Somerset Somerville South Dartmouth South Deerfield South Dennis South Easton South Egremont South Grafton South Hadley South Hamilton South Yarmouth Southampton Southborough Southbridge Southwick Spencer Springfield Sterling Stoneham Stoughton Stow Sturbridge Sudbury Sunderland Sutton Swampscott Swansea Taunton Teaticket Tewksbury Three Rivers Topsfield Townsend Truro Turners Falls Tyngsborough Upton Uxbridge Vineyard Haven Waban Wakefield Walpole Waltham Ware Wareham Watertown Wayland Webster Wellesley Wellesley Hills Wellfleet Wenham West Barnstable West Boylston West Bridgewater West Brookfield West Chatham West Dennis West Newbury West Newton West Roxbury West Springfield West Stockbridge West Tisbury West Wareham West Yarmouth Westborough Westfield Westford Westminster Weston Westport Westwood Weymouth Whately Whitinsville Whitman Wilbraham Williamsburg Williamstown Wilmington Winchendon Winchester Winthrop Woburn Woods Hole Worcester Wrentham Yarmouth Yarmouth Port